Subject: Request for Debt Validation and Verification

Without Prejudice

Dear [Debt Collector's Name],

I acknowledge receipt of your recent communication regarding the alleged debt. I am committed to addressing any financial obligations I might lawfully owe. However, before proceeding with any payment, I kindly request the following information to validate and verify the debt as per the requirements of a lawful contract:

1. Validation of the Debt: Please provide the actual accounting of the debt, including a detailed breakdown of how the amount claimed has been calculated.
2. Verification of Your Claim: Kindly send a signed invoice or statement from the original creditor confirming the amount owed and detailing the nature of the debt.
3. Contract Copy: Please provide a copy of the original contract or agreement that binds both parties (myself and your company), demonstrating my agreement to the debt in question.

Additionally, I request that all correspondence and documentation be sent by recorded delivery to ensure there is an independent witness to it having been delivered.

Please be advised that this letter is sent without prejudice. I reserve all my lawful rights and do not accept any contract unless it meets the essential conditions of a lawful and binding contract, namely:

1. Full Disclosure: I was not informed that my signature would create the credit.
2. Equal Consideration: It must be shown that both parties brought something of value to the agreement.
3. Lawful Terms and Conditions: The terms and conditions must be lawful and not based on fraud.
4. Signatures of Both Parties: Both parties must have signed the agreement. As corporations are legal fictions without a soul, they cannot sign contracts, nor can third parties sign on their behalf.

Thank you for your prompt attention to this matter. I look forward to receiving the requested documentation so we can resolve this issue accordingly.

Sincerely,

[Your Name]

[Your Address]

[Your Email]

[Your Phone Number]

Please adjust the specifics as necessary to fit your situation and ensure that all requests align with your rights under applicable laws, such as the Fair Debt Collection Practices Act. If you are uncertain about how to handle the process, it may be advisable to seek legal advice.